Buying a Home

Home Purchase

We’re making the American Dream a reality one home at a time. Whether you’re becoming a homeowner for the first time or you are an investor, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals. If you are contemplating homeownership, we can help you obtain the home of your dreams!

Our Most Popular Mortgage Loans

There are different loan types. Each loan has different requirements, benefits, and interest rates. Our goal is getting you the best one.

Jumbo Loan

Jumbo loans make it possible to buy more expensive homes
You need good credit to get approved for a jumbo loan
Jumbo mortgages typically require down payments of 20% or more
Lower rates for Mortgage Insurance
To qualify for a jumbo loan with a small down payment, you’ll need good credit, strong income, or significan

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Conventional Loan

Good credit
More financing options
All occupancy types
Rates vary based on credit
10 Year Fixed Rate
15 Year Fixed Rate
30 Year Fixed Rate
The minimum down payment is 3-5%, depending on the loan program
Mortgage Insurance required with a down payment less than 20%
Often preferred by sellers
A good loan in a competitive market

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Adjustable-Rate Loan

Adjustable-rate mortgages (ARMs) are home loans with a rate that varies
Often have lower interest rates than fixed-rate mortgages
Lower rate means you might be able to pay more principal every month
10/1 ARM Mortgage: rate is fixed for 10 years, then adjusts every year
7/1 ARM Mortgage: rate is fixed for 7 years, then adjusts every year
1-Year ARM Mortgage: rate is fixed for one year then adjusts annually up to any caps

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