We Make The Process Easy

We understand that the process of purchasing a home or refinance can be exited and sometimes confusing, but we want you to know that our goal is to help you understand the process and make it easy from beginning to end.

A Pre-Approval, it is the safest way to start your search because is based on your income. This will help you protect your time in avoiding any houses that are outside of your limits.

Get Prequalified

The first step in the loan process is getting Pre-Approved.

Once you are Pre-approved, you can start looking for your Dream Home knowing how much you can afford.

Let’s get started!

 

Francy Diaz | Loan Officer

Direct: (818)256-5729

francyd@equitysmartloans.com

NMLS# 2013599

DRE# 01889926

Let’s Get Started

Quick Mortgage checklist

PERSONAL

  • Copy of driver’s license
  • Copy of social Security card

  • Divorce decree (if applicable)

  • Proof of veteran status. Original certificate of eligibility. Copy of DD214 or Statement of Service (for VA loan)

EMPLOYMENT/INCOME

  • Federal income tax returns for the previous two years

  • W-2 forms for the previous two years

  • Pay stubs for the previous 30 days

  • Proof of additional income, such as Social Security benefits, child support, or alimony (if applicable)

  • Previous two years and year-to-date profit and loss statements (if self-employed). Balance sheet for the most recent quarter (if self-employed)

ASSESTS

  • Statements for checking and savings accounts for the last two months

  • Statements for retirement funds and other investments for the last two months

Let’s Make Things Happen

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